Privacy Policy for PennyGoals

Last Updated: April 23, 2026

PennyGoals ("we," "our," or "us") respects your privacy and is committed to protecting it through this Privacy Policy. This document explains how we handle your information when you use the PennyGoals - Expense Tracker mobile application.

1. Information We Collect

PennyGoals is designed as a privacy-friendly, local-first application.

• Personal Information: We do not require account creation. We do not collect your name, email, or phone number.
• Financial Data: All expenses, income, and goals you enter are stored locally on your device only.
• Device Data (Optional): Some technical information may be collected by third-party services for performance monitoring.

2. How We Use Information

• To provide core expense tracking functionality
• To store and manage your financial goals locally
• To improve app performance and user experience
• To send optional reminders via notifications

3. Data Storage & Security

• All user data is stored locally on your device.
• We do not have access to your personal or financial data.
• Your data security depends on your device security (PIN, password, biometrics).

4. Permissions Used

• Storage: To export or backup your data locally
• Notifications: To send expense tracking reminders

5. Third-Party Services

We may use third-party services such as Google Firebase Analytics to understand app usage and improve performance. These services may collect anonymous usage data according to their own privacy policies.

6. Data Retention

Since all data is stored locally, it remains on your device until you delete the app or clear app data. We do not retain any user data on external servers.

7. Children's Privacy

PennyGoals does not knowingly collect data from children under the age of 13. If you believe a child has provided data, please contact us immediately.

8. Future Changes

We may update this Privacy Policy in the future. If we introduce cloud sync, accounts, or premium features, we will update this policy and notify users through the app.

9. Your Rights

Since your data is stored locally, you have full control over it. You can delete app data anytime by uninstalling the app or clearing storage.

10. Contact Us

If you have any questions about this Privacy Policy, contact us at:

Email: farhanaakter10506264robi@gmail.com

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